As part of our service to Landlord's, we do have a duty of care to ensure all potential tenants are referenced. From a Landlord's point of view a Letting Agent is only as good as the last tenant they found. Its therefore essential that we have taken every reasonable step to ensure all tenants that we put forward to Landlords are going to be good tenants.
We will usually to take references from previous Landlord's and current employers as well as doing a credit search to ascertain if there has been any adverse credit history or missed payments on any financial contracts that you may have.
We will also need to take proof of indentity and proof of your current address and we would usually ask for copies of a driving license or passport, together with 2 recent utility bills addressed to your current residence.
Another key element that we have to consider is affordability of the rent in conjunction of any other financial liabilities that you may have. We usually look for your income or joint income to exceed the rent by atleast 2.5 times
If you have any questions regarding credit referencing, then please feel free to email us at firstname.lastname@example.org
If you are worried about your credit file, you can access this from "Experian" who are a credit agency and hold credit files for the use of many financial organisations and referencing agents. To find out more information about credit reports, please click here to check your own credit file with Experian.